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Something went wrong, I have financial difficulties

When the unexpected occurs, and you are hurting financially, that’s when you need help the most.

We all hope to go through life in financial control but sometimes, life throws you a curve ball. At Skylight, we have caring financial professionals on hand to help you through this difficult period in your life. While being in financial difficulty is never easy and getting out of it can be hard, your Skylight specialist is ready and willing to get you on the right path. Whether it’s helping you access money via Centrelink, consolidating debt, or helping you devise a budgeting and savings plan that you can stick to or negotiating with your creditors, your Skylight specialist can find ways to get you out of your difficult situation by opening up options which you may not have considered.

We have compiled the services below as recommendations tailored for you

  • Loans
  • Banking and Credit
  • Budgeting and Saving
  • Centrelink Assist
  • Claiming Your Superannuation in Financial Distress
  • Administrative Burden of Losing a Loved One
  • Financial Distress Support
  • Counselling Support
  • Illness and Death Support


Most of us find it difficult to get through life without a loan of some sort.

When the time comes you want the loan that’s right for you and your situation. Whether it be a mortgage, personal loans, credit cards or overdraft your Skylight adviser will work with you to determine the type of facility that will best meet your requirements and if you need it, refer you to an external strategic partner who can provide advice around specific loan products.

Banking and Credit

Skylight prides itself on providing an innovative, one-stop-shop to work with you to help you make informed decisions on your banking and credit product selections.

More than ever before, in a deregulated banking market, choice is king. Do you have all the information necessary to get the best banking and credit deals?

Budgeting and Saving

You save right? But do you know there are options available to you to make your money work even harder than you do?

At Skylight our budgeting and saving experts can provide you with the right tools and expertise when it comes to making the most out of your budgeting and saving strategies.

Centrelink Assist

Dealing with the endless paperwork that is Centrelink can be deterring.

If you have ever dealt with Centrelink before, you may already be aware of how time consuming it can be. If it is your first time in dealing with them, it can be daunting.

Claiming Your Superannuation in Financial Distress

In times of unexpected financial difficulty, you may be surprised to learn that it is possible to access some of your super to meet life’s emergencies.

At Skylight we have experts who deal on a day-to-day basis with people wishing to claim some of their super to relieve financial stress.

Administrative Burden of Losing a Loved One

The burden of loss of a loved one is bad enough, and the last thing you need at that time is to handle the often complex responsibilities that may fall to you.

Preparing ahead of an unfortunate or unexpected loss of a loved one can substantially reduce the burden that inevitably occurs at a time of emotional upheaval.

Financial Distress Support

Financial distress can come in many forms and each may need a different solution.

Dealing with financial distress requires an immediate solution that does not leave a financial burden as a legacy.

Counselling Support

We all believe we are masters of our own destiny until a critical happening leaves us with gaps in our knowledge and a lot of loose ends.

It is unusual for someone acting outside of their core area of expertise to fully master another discipline. Counselling support from someone who can supplement your knowledge when you need to make critical decisions about your finances and your future is imperative.

Illness and Death Support

Having the right structures in place ahead of an unexpected major health event can ease the burden on you and your family members and lessen the financial stress.

It’s worth taking the time, well ahead of time, to put your wishes in writing should a major health issue arise. Then, if the unexpected does happen, life will be made a lot easier for you and for those close to you.

Looking for great value private health insurance ?

Talk to Skylight today


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