Comfortable Retirement Lifestyles

You work hard, providing for your family and contributing to your community.

You deserve to look forward to a comfortable and fulfilling lifestyle in retirement. Having a clear retirement plan can be daunting given the amount of conflicting advice out there. However, you won’t get there unless you set clear retirement lifestyle goals, plan well ahead and start the process sooner rather than later.

Retirement is something most of us look forward to and hope will be financially secure. But a question that often comes up is whether you will have enough to enjoy the retirement lifestyle you deserve. For example, do you really need at least, a million dollars to retire?

You'll be surprised to learn that it is possible to enjoy a financially secure retirement and not need as much as you may have thought.

For example, if you are eligible for all or part of the age pension or if you are entitled to other government benefits, such as a health card, you can reduce your day-to-day costs, and subsequently supplement your cash flow.

Covering lump sum expenses such as replacing a vehicle or major household appliances, purchasing that holiday villa or overseas trip, will also need to be taken into consideration.

Planning to be child free and debt free and taking advantage of supplementary income opportunities leading into retirement, will mean your main expenses, other than basic living costs, can be earmarked for enjoying your retirement activities.

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