Most of us find it difficult to get through life without a loan of some sort.

When the time comes you want the loan that’s right for you and your situation. Whether it be a mortgage, personal loans, credit cards or overdraft your Skylight adviser will work with you to determine the type of facility that will best meet your requirements and if you need it, refer you to an external strategic partner who can provide advice around specific loan products.

It is important to ensure that all of your financial needs are integrated to produce the best fit for your circumstances at the most reasonable cost possible.

For example, issues such as loan offset accounts, interest expense tax deductibility, tax-effective super investments and whether or not you are eligible for the First Home Super Saver Scheme, need to gel with any loan decisions and will all impact your loan outcomes.

When considering a loan to meet short or long-term needs, the benefit of using Skylight is that we have a detailed understanding of the loan products in the market at any given time and can recommend the one that will suit you best in the context of your overall financial position.

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